BlueHub Sun
Sharing Success Stories:
Voices of Resilience from BlueHub SUN
BlueHub Sun
Sharing Success Stories:
Voices of Resilience from BlueHub SUN
BlueHub Sun
Sharing Success Stories:
Voices of Resilience from BlueHub SUN
BlueHub Sun
For SUN homeowners, a new mortgage through BlueHub SUN makes the difference between keeping or losing their home. Awareness is key in getting our services to those who need it. Our small but committed team is working hard to connect with key stakeholders — housing professionals and experts in the foreclosure prevention industry — to ensure that our unique lending product is visible when families need it most. We are also working to uplift the stories of all these partners so that they and our clients see themselves reflected on our website and in our materials. Here, we share three stories; please use the QR codes to go deeper.
In 2012, Gary Plummer left his lucrative work in the mortgage originations industry to join HomeFree-USA as a Senior Homeownership Advisor. “I saw large numbers of Black homeowners losing their properties,” he says. “So, I knew I had to help them understand and navigate the homeownership process to keep their homes in their families and create generational wealth.”
Home-Free USA strives to be the premier bridge to financial strength and homeownership success for people of color across America. Counselors educate clients on everything from savings, budgeting and creditworthiness to the true cost of homeownership. They also counsel homeowners facing foreclosure. A significant aspect of HomeFree-USA’s strategy in foreclosure avoidance involves their alliance with BlueHub SUN. Plummer says, “I send our clients to BlueHub SUN when I’ve attempted every negotiation strategy…They’ll get a loan they can afford and keep their home in their family.”
In the heart of Lansdale, Pennsylvania stands a century-old farmhouse, radiating memories, love and resilience. This property, owned by Ann B. since 1999, is not just a home but a haven to numerous rescued animals.
Ann’s mortgage was sold multiple times due to her credit union closing, causing confusion around where to send the payment and even the amount due; eventually, she went into foreclosure. Then, Ann’s colleague introduced her to BlueHub SUN. Ann applied and got a new affordable mortgage seven months later. Working with SUN, Ann’s family — and her animals — have found solace and stability.
To those facing foreclosure, Ann offers comfort, “Take a deep breath. Remember there’s no shame in facing difficulty. Life will move on.”
Kathleen Engel is a Research Professor of Law at Suffolk University Law School in Boston. She is a national authority on mortgage finance and regulation, subprime and predatory lending, consumer credit and housing discrimination.
Professor Engel has advised federal and state agencies on various matters related to financing of loans and served for three years on the Consumer Advisory Council of the Federal Reserve Board. In addition, one of her many publications includes a 2011 book titled The Subprime Virus: Reckless Credit, Regulatory Failure and Next Steps, that tells the story behind the subprime mortgage crisis.
Professor Engel calls the shared appreciation mortgage a “critical tool” in preventing eviction, and clearly explains why.
In 2012, Gary Plummer left his lucrative work in the mortgage originations industry to join HomeFree-USA as a Senior Homeownership Advisor. “I saw large numbers of Black homeowners losing their properties,” he says. “So, I knew I had to help them understand and navigate the homeownership process to keep their homes in their families and create generational wealth.”
Home-Free USA strives to be the premier bridge to financial strength and homeownership success for people of color across America. Counselors educate clients on everything from savings, budgeting and creditworthiness to the true cost of homeownership. They also counsel homeowners facing foreclosure. A significant aspect of HomeFree-USA’s strategy in foreclosure avoidance involves their alliance with BlueHub SUN. Plummer says, “I send our clients to BlueHub SUN when I’ve attempted every negotiation strategy…They’ll get a loan they can afford and keep their home in their family.”
In the heart of Lansdale, Pennsylvania stands a century-old farmhouse, radiating memories, love and resilience. This property, owned by Ann B. since 1999, is not just a home but a haven to numerous rescued animals.
Ann’s mortgage was sold multiple times due to her credit union closing, causing confusion around where to send the payment and even the amount due; eventually, she went into foreclosure. Then, Ann’s colleague introduced her to BlueHub SUN. Ann applied and got a new affordable mortgage seven months later. Working with SUN, Ann’s family — and her animals — have found solace and stability.
To those facing foreclosure, Ann offers comfort, “Take a deep breath. Remember there’s no shame in facing difficulty. Life will move on.”
Kathleen Engel is a Research Professor of Law at Suffolk University Law School in Boston. She is a national authority on mortgage finance and regulation, subprime and predatory lending, consumer credit and housing discrimination.
Professor Engel has advised federal and state agencies on various matters related to financing of loans and served for three years on the Consumer Advisory Council of the Federal Reserve Board. In addition, one of her many publications includes a 2011 book titled The Subprime Virus: Reckless Credit, Regulatory Failure and Next Steps, that tells the story behind the subprime mortgage crisis.
Professor Engel calls the shared appreciation mortgage a “critical tool” in preventing eviction, and clearly explains why.
In 2012, Gary Plummer left his lucrative work in the mortgage originations industry to join HomeFree-USA as a Senior Homeownership Advisor. “I saw large numbers of Black homeowners losing their properties,” he says. “So, I knew I had to help them understand and navigate the homeownership process to keep their homes in their families and create generational wealth.”
Home-Free USA strives to be the premier bridge to financial strength and homeownership success for people of color across America. Counselors educate clients on everything from savings, budgeting and creditworthiness to the true cost of homeownership. They also counsel homeowners facing foreclosure. A significant aspect of HomeFree-USA’s strategy in foreclosure avoidance involves their alliance with BlueHub SUN. Plummer says, “I send our clients to BlueHub SUN when I’ve attempted every negotiation strategy…They’ll get a loan they can afford and keep their home in their family.”
In the heart of Lansdale, Pennsylvania stands a century-old farmhouse, radiating memories, love and resilience. This property, owned by Ann B. since 1999, is not just a home but a haven to numerous rescued animals.
Ann’s mortgage was sold multiple times due to her credit union closing, causing confusion around where to send the payment and even the amount due; eventually, she went into foreclosure. Then, Ann’s colleague introduced her to BlueHub SUN. Ann applied and got a new affordable mortgage seven months later. Working with SUN, Ann’s family — and her animals — have found solace and stability.
To those facing foreclosure, Ann offers comfort, “Take a deep breath. Remember there’s no shame in facing difficulty. Life will move on.”
Kathleen Engel is a Research Professor of Law at Suffolk University Law School in Boston. She is a national authority on mortgage finance and regulation, subprime and predatory lending, consumer credit and housing discrimination.
Professor Engel has advised federal and state agencies on various matters related to financing of loans and served for three years on the Consumer Advisory Council of the Federal Reserve Board. In addition, one of her many publications includes a 2011 book titled The Subprime Virus: Reckless Credit, Regulatory Failure and Next Steps, that tells the story behind the subprime mortgage crisis.
Professor Engel calls the shared appreciation mortgage a “critical tool” in preventing eviction, and clearly explains why.
In 2012, Gary Plummer left his lucrative work in the mortgage originations industry to join HomeFree-USA as a Senior Homeownership Advisor. “I saw large numbers of Black homeowners losing their properties,” he says. “So, I knew I had to help them understand and navigate the homeownership process to keep their homes in their families and create generational wealth.”
Home-Free USA strives to be the premier bridge to financial strength and homeownership success for people of color across America. Counselors educate clients on everything from savings, budgeting and creditworthiness to the true cost of homeownership. They also counsel homeowners facing foreclosure. A significant aspect of HomeFree-USA’s strategy in foreclosure avoidance involves their alliance with BlueHub SUN. Plummer says, “I send our clients to BlueHub SUN when I’ve attempted every negotiation strategy…They’ll get a loan they can afford and keep their home in their family.”
In the heart of Lansdale, Pennsylvania stands a century-old farmhouse, radiating memories, love and resilience. This property, owned by Ann B. since 1999, is not just a home but a haven to numerous rescued animals.
Ann’s mortgage was sold multiple times due to her credit union closing, causing confusion around where to send the payment and even the amount due; eventually, she went into foreclosure. Then, Ann’s colleague introduced her to BlueHub SUN. Ann applied and got a new affordable mortgage seven months later. Working with SUN, Ann’s family — and her animals — have found solace and stability.
To those facing foreclosure, Ann offers comfort, “Take a deep breath. Remember there’s no shame in facing difficulty. Life will move on.”
Kathleen Engel is a Research Professor of Law at Suffolk University Law School in Boston. She is a national authority on mortgage finance and regulation, subprime and predatory lending, consumer credit and housing discrimination.
Professor Engel has advised federal and state agencies on various matters related to financing of loans and served for three years on the Consumer Advisory Council of the Federal Reserve Board. In addition, one of her many publications includes a 2011 book titled The Subprime Virus: Reckless Credit, Regulatory Failure and Next Steps, that tells the story behind the subprime mortgage crisis.
Professor Engel calls the shared appreciation mortgage a “critical tool” in preventing eviction, and clearly explains why.
In 2012, Gary Plummer left his lucrative work in the mortgage originations industry to join HomeFree-USA as a Senior Homeownership Advisor. “I saw large numbers of Black homeowners losing their properties,” he says. “So, I knew I had to help them understand and navigate the homeownership process to keep their homes in their families and create generational wealth.”
Home-Free USA strives to be the premier bridge to financial strength and homeownership success for people of color across America. Counselors educate clients on everything from savings, budgeting and creditworthiness to the true cost of homeownership. They also counsel homeowners facing foreclosure. A significant aspect of HomeFree-USA’s strategy in foreclosure avoidance involves their alliance with BlueHub SUN. Plummer says, “I send our clients to BlueHub SUN when I’ve attempted every negotiation strategy…They’ll get a loan they can afford and keep their home in their family.”
In the heart of Lansdale, Pennsylvania stands a century-old farmhouse, radiating memories, love and resilience. This property, owned by Ann B. since 1999, is not just a home but a haven to numerous rescued animals.
Ann’s mortgage was sold multiple times due to her credit union closing, causing confusion around where to send the payment and even the amount due; eventually, she went into foreclosure. Then, Ann’s colleague introduced her to BlueHub SUN. Ann applied and got a new affordable mortgage seven months later. Working with SUN, Ann’s family — and her animals — have found solace and stability.
To those facing foreclosure, Ann offers comfort, “Take a deep breath. Remember there’s no shame in facing difficulty. Life will move on.”
Kathleen Engel is a Research Professor of Law at Suffolk University Law School in Boston. She is a national authority on mortgage finance and regulation, subprime and predatory lending, consumer credit and housing discrimination.
Professor Engel has advised federal and state agencies on various matters related to financing of loans and served for three years on the Consumer Advisory Council of the Federal Reserve Board. In addition, one of her many publications includes a 2011 book titled The Subprime Virus: Reckless Credit, Regulatory Failure and Next Steps, that tells the story behind the subprime mortgage crisis.
Professor Engel calls the shared appreciation mortgage a “critical tool” in preventing eviction, and clearly explains why.